Payday One Review

Filed Under Payday Lender Reviews

See the Side-by-Side Online Payday Loan Comparison.

Quick Payday One Facts:

  • Borrow up to $1000
  • Flexible repayment schedule
  • Well credited – has been in operation since 2002
  • States Served: California, Delaware, Hawaii, Idaho, Illinois, Kansas, Louisiana, Maine, Mississippi, Missouri, Nevada, Ohio, Rhode Island, South Carolina, South Deakota, Tennessee, Texas, Wyoming.

 
Payday One is a subsidiary of ThinkCash with main offices in three different states Texas, Delaware and Nevada.  A loan service with clear set of instructions mainly target towards short term loan seekers. The web page of the PayDayOne is very well defined which clearly show all those regions where currently this service is available. The service can be availed both through signing in their online account as well as making a call to their branch office.

The table below shows the example of fee projection based on how much borrowed in Texas state. Note: fees and APR are varied based on the available states provided by Payday One. Visit Payday One for more information on their fees and terms.


Pros:

  • System work with the help of three easy steps:
    • Enter into their loan system either by signing online or by making a phone call. The customer services representatives are well trained to help and deal with their clients in much less time. There is an application form which needs to be filled for getting a loan
    • Funds and money get transferred to the client’s account. If call is made after 5pm ,  process commences the following day
    • Finally customer can access their account through an easy access system of simple click.
  • Website is very simple yet informative. This shows the company means “business” and believes in unambiguous information for their clients.
  • Pay Day One is the only state owned and registered firm which is offering loans with easy conditions. All the loan seeking terms and conditions for various regions are clearly mentioned, thus clients know which way they are heading towards.
  • Different shade colors are used on the map, which clearly indicated the extent of their branching network.
  • For all those first time loan seekers, there is also much financial assistance on the web, which can be good guide line for them.
  • An option of pay advance has helped any clients during hours of money needs.
  • Security and privacy is well maintained with the establishment of computer anti viruses and firewalls. Besides system’s security there are also tips which guide customers to regularly update their security levels.
  • Clearly designed eligibility for applicants can reduce many fraudulent activities.
  • Well designed and extensive complaints system ensures customers satisfaction.

Cons:

  • Loan is restricted to certain class of people in society, for instance, with some part time job don’t fulfill their eligibility criteria
  • Service is present and available in few states.
  • Online live chat support is not offered.
  • PayDay advance can’t be availed by all members of the society like other loan services.
  • Loan is meant for only short term needs and can’t be used for long term basis.

To learn more about Payday One, click here.

See the Side-by-Side Online Payday Loan Comparison.